List of Credit Card Issuers In India 2024: Latest Updated List of all credit card providers in India is given here. These are some of the major credit card companies operating in India, offering a variety of credit card products with different features, benefits, and rewards to cater to the diverse needs of consumers. There are many credit card providers in India ( ICICI Bank, SBI Bank, Kotak Mahindra Bank And Citi Bank). Each bank offers different types of credit cards. For you here we are providing a full list of all credit card companies.
List of Credit Card Issuers In India: What is a Credit Card?
A credit card means – a credit account. In Simple Word, it is a small plastic card. Which are issued to bank customers with the purpose of a special payment system. With the help of this card, any customer can buy goods or services and pay for them later. Explain that through this card, you can meet your needs, up to a limited scope. Even cash can be withdrawn from it when the odd situation arises. In this way, those who have a credit card can fulfil their needs without any special hassle despite not having a bank balance. However, credit cards should always be used in the most difficult circumstances. Otherwise, it can increase stress for you in the future.
List of Credit Card Issuers Banks In India 2024
- Axis Bank
- Bank of Baroda
- Canara Bank
- Corporation Bank
- HDFC
- ICICI Bank
- Indian Overseas Bank
- Kotak Mahindra.
- Punjab National Bank
- SBI
- Syndicate Bank
- Union Bank of India
- Vijaya Bank
Foreign Banks Credit Card Providers in India: Full List
- ABN Amro
- American Express
- ANZ
- Barclays Bank
- Citibank
- Diners Club
- HSBC
- Standard Chartered
1. RBL Bank
RBL Bank, formerly known as Ratnakar Bank Limited, is one of India’s fastest-growing private sector banks. RBL Bank was founded in 1943 as Ratnakar Bank Limited. It was rebranded as RBL Bank in 2014. The bank is headquartered in Mumbai, Maharashtra, India.
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2. SBI Bank
SBI is the largest commercial bank in India in terms of assets, deposits, branches, customers, and employees. It was Founded in 1806 as the Bank of Calcutta, it later merged with two other banks to form the Imperial Bank of India in 1921. In 1955, the government nationalized it and renamed it the State Bank of India. The bank is headquartered in Mumbai, Maharashtra, India. SBI has a significant international presence with branches in over 30 countries, making it the largest Indian multinational bank. SBI offers a wide range of banking products and services including retail banking, corporate banking, investment banking, insurance, mortgage loans, wealth management, and more. : SBI has several subsidiaries including
- SBI Life Insurance
- SBI Cards
- SBI Capital Markets
- SBI Mutual Fund
- SBI General Insurance etc.
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3. Axis Bank
Axis Bank was founded in 1993 as UTI Bank. It was later rebranded as Axis Bank in 2007. The bank is headquartered in Mumbai, Maharashtra, India. Axis Bank is one of the largest private sector banks in India in terms of market capitalization, assets, and branch network. Axis Bank offers a wide range of financial products and services including retail banking, corporate banking, loans, credit cards, investment banking, wealth management, and insurance.
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4. ICICI Bank
ICICI Bank was established in 1994 as a wholly-owned subsidiary of the Industrial Credit and Investment Corporation of India (ICICI). It later merged with ICICI Limited to become a publicly traded company. The bank is headquartered in Mumbai, Maharashtra, India. ICICI Bank is one of the largest private sector banks in India, with a significant presence in retail and corporate banking. ICICI Bank offers a wide range of banking and financial products and services including retail banking, corporate banking, loans, credit cards, investment banking, wealth management, insurance, and asset management. ICICI Bank has a strong international presence with subsidiaries and branches in various countries, including the United States, United Kingdom, Canada, Singapore, Hong Kong, and more.
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5. Citi Bank
Citibank, or Citigroup Inc., is a global banking institution founded in 1812 as the City Bank of New York. It is one of the oldest financial institutions in the United States. The headquarters of Citigroup Inc. is located in New York City, United States. Citibank offers a wide range of financial products and services, including retail banking, commercial banking, investment banking, wealth management, credit cards, mortgage loans, and more. Citibank operates in more than 160 countries and jurisdictions worldwide, making it one of the largest and most widespread banking institutions globally.
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How to apply for an HDFC credit card?
HDFC is one of the largest private banks in India. The bank issues a variety of credit cards like the HDFC Regalia Card, HDFC Diners Club Black Card, HDFC Platinum Times Card, HDFC Titanium Times Card, and HDFC Teacher’s Platinum Credit Card and offers many attractive discounts to its customers. Here is the complete process to apply for an HDFC credit card online.
- Go to the https://www.hdfcbank.com/ first
- Then, click on Apply Online.
- Here you will be asked for your mobile number for OTP.
- Once the OTP arrives, fill it out and click on proceed
- Further information like occupation, monthly income, address, etc. will be sought.
- If you have a credit card, tell us about it
- If you have applied in the previous months then select the appropriate option
- Enter the captcha code and click on proceed
- You can select from the list of cards according to your personal needs
- Apply and proceed
- Next, fill in the correct details and submit the same
- Further, the bank will check whether you are eligible to avail credit card or not.
- If you have fulfilled the criteria, you will get a call from HDFC Bank regarding the application form
- After which a representative from the bank will come to your home to collect the documents
- Once the application is approved, the respective credit card will be delivered to your address within a week
How to Apply for an SBI Credit Card Online?
SBI is India’s largest bank and it is very easy to get a credit card too. Explain that this bank issues many types of credit cards like SBI SimplySave Credit Card, SBI SimpliClick Credit Card, SBI Card Prime, SBI Card Elite, BPCL SBI Card, Paytm SBI Card Select, Yatra SBI Card.
- Click on https://www.sbicard.com/
- Then click on Apply
- Next, you will see the types of SBI Credit Card, from which you can choose the card according to your needs.
- Â Now a form will open in front of you, you have to fill it out completely. Such as – full name, city name, profession, date of birth, education, annual income, PAN number, e-mail ID, mobile number, etc.
- After that, you have to click on Verify Mobile Number and OTP will come on your mobile. After filling it, tick the box on Term & Condition below and click on the Next button.
- Next, select your gender and fill in your address
- Tell me about your work area and give email address
- Tick the Term & Condition box.
- Now based on the information given by you, the bank will decide whether to give you a credit card or not. Its information will come to you on the registered mobile number.
FAQ:Â List of Credit Card Issuers In India
Which bank is best for getting a credit card in India?Ans: Many Indian banks offer credit cards in India. Some of them are public, Private and Foreign Banks. The top banks to get a credit card in India are –
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Which are the best three credit cards offered by American Express?Ans: There are various varieties of credit cards offered by American Express in India. The top three of them are –
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Which is the best credit card offered by the HDFC Bank?Ans: Yes, HDFC Bank is the best Credit card Provider in India. Some of the best credit cards from HDFC Bank are the following.
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What are the factors that affect credit card eligibility?Ans: The eligibility criteria for credit cards vary from bank to bank in India. But some of them are following.
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Conclusion:
We are sure that this article will prove helpful to you. If you want to get similar information about Credit cards and New Credit cards in your everyday life and want to make your life very easy, then stay with us regularly. We are providing this type of content regularly.
