RBI Registered Loan App List 2023 – Check Full List of all registered loan apps with RBI Bank Of India. None of us want to take a loan. Because in ancient times, debt was never considered auspicious. After this, times changed and people believed that we should take loans in times of need. This is the reason that today there are many banks in the market that are working to give you online loans sitting at home.
But the problem with this is that today many fake applications and websites have also come in the online market, which work to cheat us in the name of giving loans. Or say they take advantage of our compulsions. Looking at your problem, today we are going to tell you the list of 50 RBI registered online loan apps related to giving loans in this post. Those who are registered with RBI and you can trust them completely.
Rbi Registered Loan App List 2023
| App Name | Credit Limit |
|---|---|
| Kreditbee | Loan up to 2 Lakhs |
| Kreditzy | Loan up to 2 Lakhs |
| Paysense | Loan up to 5 Lakhs |
| NAVI | Loan up to 5 Lakhs |
| Lazypay (Credit Line + Personal Loan) | Loan up to 1 Lakhs |
| Freopay (Credit Line) | Rs. 10000 |
| Stashfin – (Credit Line + Personal Loan) | Loan up to 5 Lakhs |
| Cashbean | Loan up to 1 Lakhs |
| MI Credit | Above 5 Lakhs |
| Dhani (Credit Line) | Loan up to 5 Lakhs |
| Avail Finance | Loan up to Rs. 50000 |
| NIRA | Loan up to 2 Lakhs |
| Branch | Loan up to Rs.50,000 |
| Smartcoin | Loan up to 2 Lakhs |
| Rupeek App (Gold Loan) | Loan up to 50 Lakhs |
| Simple Pay Later (Credit Line) | Loan up to 1 Lakhs |
| Mobikwik (Credit Line + Consumer Loan) | Loan up to 2 Lakhs |
| Paytm Personal Loan | Loan up to 2 Lakhs |
| Krazybee (Consumer Loan) | Loan up to 2 Lakhs |
| Bharatpe (Business Loan) | Loan up to 5 Lakhs |
| Paytm Postpaid (Credit Line) | Loan up to 1 Lakhs |
| True Caller | Loan up to 5 Lakhs |
| Simply Cash | Loan up to 2 Lakhs |
| Slice (Credit Line) | Loan up to 1 Lakhs |
| True Balance | Up to Rs. 50,000 |
| Zest Money (Consumer Loan) | Above 2 Lakhs |
| Amazon Pay Later | Up to Rs. 60,000 |
| Flipkart Pay Later | Up to Rs. 60,000 |
| Tata Capital | Above 10 Lakhs |
| Tata neu Credit card (Qik EMI Card) | Rs.10000 to Rs.150000 |
| Tata Neu App (Qik Personal Loan) | Rs.10000 to Rs.10,00,000 |
| Ola Money pay Later | Rs.1500 to Rs.20000 |
| Khatabook App | Rs.50,000 to Rs.10,00,000 |
| Jupiter credit limit | Up to Rs.50,000 |
| OneCard App | Rs. 10000 to Rs150,000 |
| imobile Pay Later | Rs. 20,000 |
| SBI YONO APP | Rs. 1500 to Rs. 60000 |
| IDFC Bank Pay later | Rs. 1500 to Rs. 60000 |
| Bajaj Finserv App | Rs. 50,000 to Rs. 5,00,000 |
| Rufilo Loan App | Rs. 5000 to Rs. 25,000 |
| IBL FINANCE App | Rs. 5000 to Rs. 25,000 |
| Early Salary | Rs. 8,000 to Rs. 500,000 |
| Money View | Rs.10,000 to Rs. 5,00,000 |
| CASHe | Rs. 1,000 to Rs. 3,00,000 |
| mPokket | Rs.500 to Rs. 30,000 |
| Stashfin – Credit Line & Loan | Rs. 1,000 to Rs. 5,00,000 |
| MoneyTap | Rs.1,000 to Rs. 60,000 |
| FairMoney Loan App | Loan up to 2 Lakhs |
| KreditOne | Rs.5000 to Rs. 25,000 |
| FlexSalary Instant Loan App | Rs.5000 to Rs.25,000 |
| DigiMoney | Rs. 5000 to Rs. 25,000 |
| Indialends | Rs. 5,00,000 |
| Mystro Loans & Neo Banking app | Rs. 50,000 |
| Kissht: Instant Line of Credit | Rs. 10,000 to Rs. 1,00,000 |
| CreditScore – PaisaBazaar | ₹ 1000 to ₹ 50,000 |
Rating of RBI Approved Loan Apps In India 2023
Bank Privatisation List In India 2023 – Check All Banks List.
| Apps Name | Interest rate | Ratings Of Apps |
|---|---|---|
| Pay sense | 16% to 36% (APR) | 1.6 |
| CASHe | Â 2.25% per month | 1.7 |
| Mpockket | 1% to 6% per month | 3.0 |
| Money View | 1.33% Per Month | 3.7 |
| India Lends | 10.75% to 25% | 3.5 |
| Pay me India | Â 18% to 42% | 4.4 |
| IDFC First | 6.25% to 7.5% | 4.3 |
| Home Credit | Â 2% per month | 4.2 |
| Money Tap | 13 – 24.03% | 5.0 |
| Dhani | 13.99% onwards | 3.5 |
| Buddy Loan | Â low as 11.99% | 4.0 |
| Navi app |  starting at 9.9% | 4.2 |
| Lazypay | 18% to 28% | 4.2 |
| Nira loan app | 1.67% to 2.25% | 5.0 |
| Kreditbee | Â 0% to 29.88% p.a | 4.8 |
Eligibility For Taking Loan Through These Apps :
| Age | 21-55 years |
| Nationality | He/She Must Be An Indian |
| Income | And credit score and credit history should also be fine. |
| Â Net Banking | He / She Must have internet banking with a banking account |
| KYC Document | Aadhaar card PAN card must have and mobile linked to the Aadhaar card |
List Of Important Document For Taking Loan
Here is The Complete List Of all Documents Which you Required At The Time Of Taking Loan. Full List of Documents Given below
- Aadhaar Card.
- PAN Card.
- Voter ID.
- The bank statement must be given.
- Take a selfie from the loan app.
How to Get Loan From RBI Registered Loan Apps?
To take a loan from RBI Approved Loan Apps, first of all, you have to select any RBI approved app.
- Now you have to go to the Google Play Store and search for that app and download it.
- Now you have to register in the downloaded application to take a loan.
- Now some important information will be asked from you by the application, so you have to enter all the information carefully.
- After this, you will be asked to upload the KYC document, then you have to upload those documents that are asked to upload.
- If some more important information can be asked, then you have to enter it.
- Submit your loan application.
- Now Wait For your Application Approval.
What Are the Top 15 RBI Approved Loan Apps In India 2023?
The given below list are all approved by RBI so you can trust these apps and Can apply For loan.
- Pay sense
- CASHe
- Mpockket
- Money View
- India Lends
- Pay me India
- IDFC First
- Home Credit
- Money Tap
- Dhani
- Buddy Loan
- Navi app
- Lazypay
- Nira loan app
- Kreditbee
FAQ- Loan App approved by RBI in India
Which loan apps are approved by RBI?
All of the above-mentioned apps are approved by RBO. Apart from these, there are also apps like SmartCoin, RuPay App, MobiKwik, Paytm Personal Loan, True Caller etc.
Which loan apps are legal in India?
All loan apps approved by the Reserve Bank of India are legal in India.
Has the NEERA app been approved by RBI?
- Yes, it is.
Is Rufulo App RBI registered?
- Yes It Is approved By RBI
