RBI Registered Loan App List 2024: Check Latest Full List Here

RBI Registered Loan App List 2024 – Check the Full List of all registered loan apps with RBI Bank Of India. None of us wants to take a loan. Because in ancient times, debt was never considered auspicious. After this, times changed and people believed that we should take loans in times of need. This is the reason that today many banks in the market are working to give you online loans sitting at home.

But the problem with this is that today many fake applications and websites have also come into the online market, which work to cheat us in the name of giving loans. Or say they take advantage of our compulsions. Looking at your problem, today we are going to tell you the list of 50 RBI-registered online loan apps related to giving loans in this post. Those who are registered with RBI and you can trust them completely.

 Rbi Registered Loan App List
Rbi Registered Loan App List

Rbi Registered Loan App List 2024

RBI Registered Loan App List With the Amount of the loan Is Given below. Check the Full List of all apps Below. We Are Updating this List regularly.

App Name Credit Limit
Kreditbee Loan up to 2 Lakhs
Kreditzy Loan up to 2 Lakhs
Paysense Loan up to 5 Lakhs
NAVI Loan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan) Loan up to 1 Lakh
Freopay (Credit Line) Rs. 10000
Stashfin – (Credit Line + Personal Loan) Loan up to 5 Lakhs
Cashbean Loan up to 1 Lakh
MI Credit Above 5 Lakhs
Dhani (Credit Line) Loan up to 5 Lakhs
Avail Finance Loan up to Rs. 50000
NIRA Loan up to 2 Lakhs
Branch Loan up to Rs.50,000
Smartcoin Loan up to 2 Lakhs
Rupeek App (Gold Loan) Loan up to 50 Lakhs
Simple Pay Later (Credit Line) Loan up to 1 Lakh
Mobikwik (Credit Line + Consumer Loan) Loan up to 2 Lakhs
Paytm Personal Loan Loan up to 2 Lakhs
Krazybee (Consumer Loan) Loan up to 2 Lakhs
Bharatpe (Business Loan) Loan up to 5 Lakhs
Paytm Postpaid (Credit Line) Loan up to 1 Lakh
True Caller Loan up to 5 Lakhs
Simply Cash Loan up to 2 Lakhs
Slice (Credit Line) Loan up to 1 Lakh
True Balance Up to Rs. 50,000
Zest Money (Consumer Loan) Above 2 Lakhs
Amazon Pay Later Up to Rs. 60,000
Flipkart Pay Later Up to Rs. 60,000
Tata Capital Above 10 Lakhs
Tata Neu Credit card (Qik EMI Card) Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan) Rs.10000 to Rs.10,00,000
Ola Money Pay Later Rs.1500 to Rs.20000
Khatabook App Rs.50,000 to Rs.10,00,000
Jupiter credit limit Up to Rs.50,000
OneCard App Rs. 10000 to Rs150,000
imobile Pay Later Rs. 20,000
SBI YONO APP Rs. 1500 to Rs. 60000
IDFC Bank Pay later Rs. 1500 to Rs. 60000
Bajaj Finserv App Rs. 50,000 to Rs. 5,00,000
Rufilo Loan App Rs. 5000 to Rs. 25,000
IBL FINANCE App Rs. 5000 to Rs. 25,000
Early Salary Rs. 8,000 to Rs. 500,000
Money View Rs.10,000 to Rs. 5,00,000
CASHe Rs. 1,000 to Rs. 3,00,000
mPokket Rs.500 to Rs. 30,000
Stashfin – Credit Line & Loan Rs. 1,000 to Rs. 5,00,000
MoneyTap Rs.1,000 to Rs. 60,000
FairMoney Loan App Loan up to 2 Lakhs
KreditOne Rs.5000 to Rs. 25,000
FlexSalary Instant Loan App Rs.5000 to Rs.25,000
DigiMoney Rs. 5000 to Rs. 25,000
Indialends Rs. 5,00,000
Mystro Loans & Neo Banking app Rs. 50,000
Kissht: Instant Line of Credit Rs. 10,000 to Rs. 1,00,000
CreditScore – PaisaBazaar ₹ 1000 to ₹ 50,000

Rating of RBI Approved Loan Apps In India 2024

Bank Privatisation List In India 2024 – Check All Banks List.

RBI Approved Loan Apps

Apps Name Interest rate Ratings Of Apps 
Pay sense 16% to 36% (APR) 1.6
CASHe  2.25% per month 1.7
Mpockket  1% to 6% per month 3.0
Money View 1.33% Per Month 3.7
India Lends 10.75% to 25% 3.5
Pay me India  18% to 42% 4.4
IDFC First  6.25% to 7.5% 4.3
Home Credit  2% per month 4.2
Money Tap 13 – 24.03% 5.0
Dhani 13.99% onwards 3.5
Buddy Loan  low as 11.99% 4.0
Navi app  starting at 9.9% 4.2
Lazypay  18% to 28% 4.2
Nira loan app 1.67% to 2.25% 5.0
Kreditbee  0% to 29.88% p.a 4.8

The 10 Best Personal Loan Apps in India in 2024:

Mobile applications known as “personal loan apps” give users a convenient way to apply for and get personal loans using their smartphones or other mobile devices. By streamlining the loan application procedure, these apps enable customers to submit loans more quickly and easily.

Key features of personal loan apps typically include:

  • Online Application
  • Document Submission
  • Quick Approval
  • Loan Amount and Tenure
  • Interest Rates and Fees
  • Loan Disbursement
  • Repayment
  • Customer Support

1. Navi Loan App

One of the top lenders in the Indian loan market is Navi, a digital lending platform that provides loans online. It provides borrowers with a range of lending products, including personal loans, mortgages, and business loans. One of the best apps for immediate personal loans is this one.

Navi Loan App
Navi Loan App
  • Interest Rate: 9.9% to 36% Annual percentage rate(APR)
  • Loan Amount: Rs. 10,000 to 20 lacs
  • App Rating: 4.5
  • Repayment Options: Repayment over 72 months or 6 years in EMIs, Lump sums, and prepayment.
  • Documentation Required: You need to submit your basic KYC For Verification
  • Eligibility Criteria: To get Loan You must be an Indian citizen of age 21-65 with a valid ID, income proof-minimum 3 lakhs per annum, and a good credit score.

2. Paysense

It was Founded in 2015, Paysense is a lender. Among the numerous sorts of loans it offers, it offers rapid personal loans with minimal documentation requirements for unforeseen and unexpected needs. It provides salaried and self-employed people with loans in the amount of Rs. 5,000 to Rs. 5 lacs. It has an RBI registration and belongs to the FIDC and IBA. It is the greatest personal loan app and a transparent, licensed lender with stellar service ratings.

RBI Registered Loan App List

  • Interest Rate: 18% to 36%
  • Loan Amount: Rs. 5,000 to 5 lacs
  • App Rating: 3.6
  • Repayment Options: You can pay in 3 to 36 months in EMIs or lump sum.
  • Approval and Disbursal Time: 24 hours, and disbursal time of 2-3 business days.
  • Documentation Required: Identity Proof(PAN Card/ Aadhar Card/ Driving license), Proof of Income, Residence Proof, and a Photograph.
  • Eligibility Criteria: You must be an Indian resident in the age group (21-60 years) with a minimum monthly income of Rs. 18,000 for salaried employees and Rs. 20,000 for self-employed individuals with good credit scores.

3. Kreditbee

Instant personal loans are available to people through the Indian website KreditBee. Users can easily and quickly apply for small to medium-sized loans through its mobile application and get them. The platform assesses applicants according to several criteria, such as their creditworthiness, financial background, and other information.


Name KreditBee
Founded 2018
Headquarters Bangalore, India
Services Personal loans, credit services
Target Audience Young professionals, students
Application Process Online application through the mobile app
Loan Amount Range From a few thousand to several lakhs of INR
Repayment Period Typically short-term loans, ranging from a few months to a year
Interest Rates Varying interest rates based on the loan amount and duration of the Loan
Eligibility Criteria Age, income, credit history, and other factors Are Included
Technology Platform Mobile app for loan application and management
KYC Process Aadhaar card, PAN card, and other identity documents
Risk Assessment Utilized digital data and credit scoring algorithms
Partnerships Collaborated with various financial institutions

4. Lazypay

RBI Registered Loan App List: LazyPay is an Indian fintech business that offers customers “buy now, pay later” services. Users are given the option to make purchases and pay for them over time in installments. For both online and offline transactions, LazyPay effectively functions as a digital credit platform, providing short-term credit choices. It is frequently used for low-cost expenditures like ordering takeout, purchasing movie tickets or doing internet shopping.

Company Name Lazypay
Type Fintech/Financial Services
Founded 2017
Headquarter Bangalore, India
Founders Pallav Jain, Akshay Bhalla
Services Buy Now Pay Later, Personal Loans
Partnerships Collaborated with various e-commerce platforms And Online Stores
Mobile App Available for Android and iOS
Funding Status Received funding from various investors
Notable Feature Instant digital credit for online purchases

What Is the Eligibility For Taking Loan Through These Apps?

Age 21-55 years
Nationality He/She Must Be An Indian
Income And credit score and credit history should also be fine.
 Net Banking He / She Must have Internet banking with a banking account
KYC Document Aadhaar card PAN card must have and mobile linked to the Aadhaar card

List Of Important Document For Taking a Loan

Here is The Complete List Of all Documents Which you Required At The Time Of Taking a Loan. Full List of Documents Given below

  • Aadhaar Card.
  • PAN Card.
  • Voter ID.
  • The bank statement must be given.
  • Take a selfie from the loan app.

How to Get a Loan From RBI Registered Loan Apps?

To take a loan from RBI Approved Loan Apps, first of all, you have to select any RBI-approved app.

  • Now you have to go to the Google Play Store and search for that app and download it.
  • Now you have to register in the downloaded application to take a loan.
  • Now some important information will be asked from you by the application, so you have to enter all the information carefully.
  • After this, you will be asked to upload the KYC document, then you have to upload those documents that are asked to upload.
  • If some more important information can be asked, then you have to enter it.
  • Submit your loan application.
  • Now Wait For your Application Approval.

What Are the Top 15 RBI Approved Loan Apps In India 2024?

The given below list is all approved by RBI so you can trust these apps and Can Apply For a loan.

  1. Pay sense
  2. CASHe
  3. Mpockket
  4. Money View
  5. India Lends
  6. Pay me India
  7. IDFC First
  8. Home Credit
  9. Money Tap
  10. Dhani
  11. Buddy Loan
  12. Navi app
  13. Lazypay
  14. Nira loan app
  15. Kreditbee

FAQ- Loan App approved by RBI in India

Which loan apps are approved by RBI?

Ans: All of the above-mentioned apps are approved by RBO. Apart from these, there are also apps like SmartCoin, RuPay App, MobiKwik, Paytm Personal Loan, True Caller etc.

Which loan apps are legal in India?

Ans: All loan apps approved by the Reserve Bank of India are legal in India.

Has the NEERA app been approved by RBI?

Ans: Yes, it is Approved by RBI. NIRA is an instant loan app that complies with the RBI and offers low-interest immediate loans. The ideal app for salaried individuals is NIRA Finance, where you may apply for a loan by following a few simple steps.

Is Rufulo App RBI registered?

Ans: Yes It Is approved By RBI. With registration with the Reserve Bank of India (RBI), it also serves as Tradofina’s lender. If you fall behind on payments, future loan approvals may be impacted, and late payment fees will be applied to the balance owed.

Is PaySense Laon App RBI approved or not?

Ans: Yes, the Paysense loan App is registered with the RBI. Paysense is an NBFC and is registered with the Reserve Bank of India.

Is LoanFront Loan App RBI registered?

Ans: LoanFront Loan App, follows the most recent RBI requirements for digital lending And it is RBI-approved.

Which loan app is banned by RBI?

Ans: BNPL (buy now pay later) apps such as LazyPay and Kissht And Many More apps Were Recently banned by the RBI.

Is Buddy Loan App RBI registered?

Ans: Buddy Loan is a personal loan aggregator App And it is Registered with RBI. The Buddy Loan app Follow All the Guidelines and Rules of RBI For Lending.

Which are the Top 10 RBI-approved loan apps in India in 2024?

Ans: These are the top 10 RBI Approved Loan Apps in India

  • Pay sense
  • Rupeelend
  • CASHe
  • Loanfront
  • Mpockket
  • Anytime Loan
  • Money View
  • Bonn Credit
  • India Lends
  • CreditFair
  • Pay me India
  • LoanAdda
  • IDFC First
  • LoanTap
  • Home Credit
Is CASHe registered with RBI?

Ans: CASHe is powered by Bhanix Finance and Investment Ltd., an RBI-registered NBFC


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