RBI Registered Loan App List 2023 – Check the Full List of all registered loan apps with RBI Bank Of India. None of us wants to take a loan. Because in ancient times, debt was never considered auspicious. After this, times changed and people believed that we should take loans in times of need. This is the reason that today there are many banks in the market that are working to give you online loans sitting at home.
But the problem with this is that today many fake applications and websites have also come into the online market, which work to cheat us in the name of giving loans. Or say they take advantage of our compulsions. Looking at your problem, today we are going to tell you the list of 50 RBI-registered online loan apps related to giving loans in this post. Those who are registered with RBI and you can trust them completely.
Rbi Registered Loan App List 2023
RBI Registered Loan App List With the Amount of the loan Is Given below. Check the Full List of all apps Below. We Are Updating this List on Regular Basis.
|App Name||Credit Limit|
|Kreditbee||Loan up to 2 Lakhs|
|Kreditzy||Loan up to 2 Lakhs|
|Paysense||Loan up to 5 Lakhs|
|NAVI||Loan up to 5 Lakhs|
|Lazypay (Credit Line + Personal Loan)||Loan up to 1 Lakh|
|Freopay (Credit Line)||Rs. 10000|
|Stashfin – (Credit Line + Personal Loan)||Loan up to 5 Lakhs|
|Cashbean||Loan up to 1 Lakh|
|MI Credit||Above 5 Lakhs|
|Dhani (Credit Line)||Loan up to 5 Lakhs|
|Avail Finance||Loan up to Rs. 50000|
|NIRA||Loan up to 2 Lakhs|
|Branch||Loan up to Rs.50,000|
|Smartcoin||Loan up to 2 Lakhs|
|Rupeek App (Gold Loan)||Loan up to 50 Lakhs|
|Simple Pay Later (Credit Line)||Loan up to 1 Lakh|
|Mobikwik (Credit Line + Consumer Loan)||Loan up to 2 Lakhs|
|Paytm Personal Loan||Loan up to 2 Lakhs|
|Krazybee (Consumer Loan)||Loan up to 2 Lakhs|
|Bharatpe (Business Loan)||Loan up to 5 Lakhs|
|Paytm Postpaid (Credit Line)||Loan up to 1 Lakh|
|True Caller||Loan up to 5 Lakhs|
|Simply Cash||Loan up to 2 Lakhs|
|Slice (Credit Line)||Loan up to 1 Lakh|
|True Balance||Up to Rs. 50,000|
|Zest Money (Consumer Loan)||Above 2 Lakhs|
|Amazon Pay Later||Up to Rs. 60,000|
|Flipkart Pay Later||Up to Rs. 60,000|
|Tata Capital||Above 10 Lakhs|
|Tata Neu Credit card (Qik EMI Card)||Rs.10000 to Rs.150000|
|Tata Neu App (Qik Personal Loan)||Rs.10000 to Rs.10,00,000|
|Ola Money Pay Later||Rs.1500 to Rs.20000|
|Khatabook App||Rs.50,000 to Rs.10,00,000|
|Jupiter credit limit||Up to Rs.50,000|
|OneCard App||Rs. 10000 to Rs150,000|
|imobile Pay Later||Rs. 20,000|
|SBI YONO APP||Rs. 1500 to Rs. 60000|
|IDFC Bank Pay later||Rs. 1500 to Rs. 60000|
|Bajaj Finserv App||Rs. 50,000 to Rs. 5,00,000|
|Rufilo Loan App||Rs. 5000 to Rs. 25,000|
|IBL FINANCE App||Rs. 5000 to Rs. 25,000|
|Early Salary||Rs. 8,000 to Rs. 500,000|
|Money View||Rs.10,000 to Rs. 5,00,000|
|CASHe||Rs. 1,000 to Rs. 3,00,000|
|mPokket||Rs.500 to Rs. 30,000|
|Stashfin – Credit Line & Loan||Rs. 1,000 to Rs. 5,00,000|
|MoneyTap||Rs.1,000 to Rs. 60,000|
|FairMoney Loan App||Loan up to 2 Lakhs|
|KreditOne||Rs.5000 to Rs. 25,000|
|FlexSalary Instant Loan App||Rs.5000 to Rs.25,000|
|DigiMoney||Rs. 5000 to Rs. 25,000|
|Mystro Loans & Neo Banking app||Rs. 50,000|
|Kissht: Instant Line of Credit||Rs. 10,000 to Rs. 1,00,000|
|CreditScore – PaisaBazaar||₹ 1000 to ₹ 50,000|
Rating of RBI Approved Loan Apps In India 2023
Bank Privatisation List In India 2023 – Check All Banks List.
|Apps Name||Interest rate||Ratings Of Apps|
|Pay sense||16% to 36% (APR)||1.6|
|CASHe||2.25% per month||1.7|
|Mpockket||1% to 6% per month||3.0|
|Money View||1.33% Per Month||3.7|
|India Lends||10.75% to 25%||3.5|
|Pay me India||18% to 42%||4.4|
|IDFC First||6.25% to 7.5%||4.3|
|Home Credit||2% per month||4.2|
|Money Tap||13 – 24.03%||5.0|
|Buddy Loan||low as 11.99%||4.0|
|Navi app||starting at 9.9%||4.2|
|Lazypay||18% to 28%||4.2|
|Nira loan app||1.67% to 2.25%||5.0|
|Kreditbee||0% to 29.88% p.a||4.8|
The 10 Best Personal Loan Apps in India in 2023:
Mobile applications known as “personal loan apps” give users a convenient way to apply for and get personal loans using their smartphones or other mobile devices. By streamlining the loan application procedure, these apps enable customers to submit loans more quickly and easily.
Key features of personal loan apps typically include:
- Online Application
- Document Submission
- Quick Approval
- Loan Amount and Tenure
- Interest Rates and Fees
- Loan Disbursement
- Customer Support
1. Navi Loan App
One of the top lenders in the Indian loan market is Navi, a digital lending platform that provides loans online. It provides borrowers with a range of lending products, including personal loans, mortgages, and business loans. One of the best apps for immediate personal loans is this one.
It was Founded in 2015, Paysense is a lender. Among the numerous sorts of loans it offers, it offers rapid personal loans with minimal documentation requirements for unforeseen and unexpected needs. It provides salaried and self-employed people with loans in the amount of Rs. 5,000 to Rs. 5 lacs. It has an RBI registration and belongs to the FIDC and IBA. It is the greatest personal loan app and a transparent, licensed lender with stellar service ratings.
Instant personal loans are available to people through the Indian website KreditBee. Users can easily and quickly apply for small to medium-sized loans through its mobile application and get them. The platform assesses applicants according to several criteria, such as their creditworthiness, financial background, and other information.
|Services||Personal loans, credit services|
|Target Audience||Young professionals, students|
|Application Process||Online application through the mobile app|
|Loan Amount Range||From a few thousand to several lakhs of INR|
|Repayment Period||Typically short-term loans, ranging from a few months to a year|
|Interest Rates||Varying interest rates based on the loan amount and duration of the Loan|
|Eligibility Criteria||Age, income, credit history, and other factors Are Included|
|Technology Platform||Mobile app for loan application and management|
|KYC Process||Aadhaar card, PAN card, and other identity documents|
|Risk Assessment||Utilized digital data and credit scoring algorithms|
|Partnerships||Collaborated with various financial institutions|
RBI Registered Loan App List: LazyPay is an Indian fintech business that offers customers “buy now, pay later” services. Users are given the option to make purchases and pay for them over time in instalments. For both online and offline transactions, LazyPay effectively functions as a digital credit platform, providing short-term credit choices. It is frequently used for low-cost expenditures like ordering takeout, purchasing movie tickets or doing internet shopping.
|Founders||Pallav Jain, Akshay Bhalla|
|Services||Buy Now Pay Later, Personal Loans|
|Partnerships||Collaborated with various e-commerce platforms And Online Stores|
|Mobile App||Available for Android and iOS|
|Funding Status||Received funding from various investors|
|Notable Feature||Instant digital credit for online purchases|
What Is the Eligibility For Taking Loan Through These Apps?
|Nationality||He/She Must Be An Indian|
|Income||And credit score and credit history should also be fine.|
|Net Banking||He / She Must have Internet banking with a banking account|
|KYC Document||Aadhaar card PAN card must have and mobile linked to the Aadhaar card|
List Of Important Document For Taking a Loan
Here is The Complete List Of all Documents Which you Required At The Time Of Taking a Loan. Full List of Documents Given below
- Aadhaar Card.
- PAN Card.
- Voter ID.
- The bank statement must be given.
- Take a selfie from the loan app.
How to Get a Loan From RBI Registered Loan Apps?
To take a loan from RBI Approved Loan Apps, first of all, you have to select any RBI-approved app.
- Now you have to go to the Google Play Store and search for that app and download it.
- Now you have to register in the downloaded application to take a loan.
- Now some important information will be asked from you by the application, so you have to enter all the information carefully.
- After this, you will be asked to upload the KYC document, then you have to upload those documents that are asked to upload.
- If some more important information can be asked, then you have to enter it.
- Submit your loan application.
- Now Wait For your Application Approval.
What Are the Top 15 RBI Approved Loan Apps In India 2023?
The given below list is all approved by RBI so you can trust these apps and Can Apply For a loan.
- Pay sense
- Money View
- India Lends
- Pay me India
- IDFC First
- Home Credit
- Money Tap
- Buddy Loan
- Navi app
- Nira loan app
FAQ- Loan App approved by RBI in India
Which loan apps are approved by RBI?
Ans: All of the above-mentioned apps are approved by RBO. Apart from these, there are also apps like SmartCoin, RuPay App, MobiKwik, Paytm Personal Loan, True Caller etc.
Which loan apps are legal in India?
Ans: All loan apps approved by the Reserve Bank of India are legal in India.
Has the NEERA app been approved by RBI?
Ans: Yes, it is Approved by RBI. NIRA is an instant loan app that complies with the RBI and offers low-interest immediate loans. The ideal app for salaried individuals is NIRA Finance, where you may apply for a loan by following a few simple steps.
Is Rufulo App RBI registered?
Ans: Yes It Is approved By RBI. With registration with the Reserve Bank of India (RBI), it also serves as Tradofina’s lender. If you fall behind on payments, future loan approvals may be impacted, and late payment fees will be applied to the balance owed.
Is PaySense Laon App RBI approved or not?
Ans: Yes, the Paysense loan App is registered with the RBI. Paysense is an NBFC and is registered with the Reserve Bank of India.
Is LoanFront Loan App RBI registered?
Ans: LoanFront Loan App, follows the most recent RBI requirements for digital lending And it is RBI Approved.
Which loan app is banned by RBI?
Ans: BNPL (buy now pay later) apps such as LazyPay and Kissht And Many More apps Were Recently banned by the RBI.
Is Buddy Loan App RBI registered?
Ans: Buddy Loan is a personal loan aggregator App And it is Registered with RBI. The Buddy Loan app Follow All Guidelines and Rules of RBI For Lending.
Which are the Top 10 RBI-approved loan apps in India in 2023?
Ans: These are the top 10 RBI Approved Loan Apps in India