RBI Registered Loan App List 2023 – Check Full List

RBI Registered Loan App List 2023 – Check Full List of all registered loan apps with RBI Bank Of India. None of us want to take a loan. Because in ancient times, debt was never considered auspicious. After this, times changed and people believed that we should take loans in times of need. This is the reason that today there are many banks in the market that are working to give you online loans sitting at home.

But the problem with this is that today many fake applications and websites have also come in the online market, which work to cheat us in the name of giving loans. Or say they take advantage of our compulsions. Looking at your problem, today we are going to tell you the list of 50 RBI registered online loan apps related to giving loans in this post. Those who are registered with RBI and you can trust them completely.

 Rbi Registered Loan App List
Rbi Registered Loan App List

Rbi Registered Loan App List 2023

App Name Credit Limit
Kreditbee Loan up to 2 Lakhs
Kreditzy Loan up to 2 Lakhs
Paysense Loan up to 5 Lakhs
NAVI Loan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan) Loan up to 1 Lakhs
Freopay (Credit Line) Rs. 10000
Stashfin – (Credit Line + Personal Loan) Loan up to 5 Lakhs
Cashbean Loan up to 1 Lakhs
MI Credit Above 5 Lakhs
Dhani (Credit Line) Loan up to 5 Lakhs
Avail Finance Loan up to Rs. 50000
NIRA Loan up to 2 Lakhs
Branch Loan up to Rs.50,000
Smartcoin Loan up to 2 Lakhs
Rupeek App (Gold Loan) Loan up to 50 Lakhs
Simple Pay Later (Credit Line) Loan up to 1 Lakhs
Mobikwik (Credit Line + Consumer Loan) Loan up to 2 Lakhs
Paytm Personal Loan Loan up to 2 Lakhs
Krazybee (Consumer Loan) Loan up to 2 Lakhs
Bharatpe (Business Loan) Loan up to 5 Lakhs
Paytm Postpaid (Credit Line) Loan up to 1 Lakhs
True Caller Loan up to 5 Lakhs
Simply Cash Loan up to 2 Lakhs
Slice (Credit Line) Loan up to 1 Lakhs
True Balance Up to Rs. 50,000
Zest Money (Consumer Loan) Above 2 Lakhs
Amazon Pay Later Up to Rs. 60,000
Flipkart Pay Later Up to Rs. 60,000
Tata Capital Above 10 Lakhs
Tata neu Credit card (Qik EMI Card) Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan) Rs.10000 to Rs.10,00,000
Ola Money pay Later Rs.1500 to Rs.20000
Khatabook App Rs.50,000 to Rs.10,00,000
Jupiter credit limit Up to Rs.50,000
OneCard App Rs. 10000 to Rs150,000
imobile Pay Later Rs. 20,000
SBI YONO APP Rs. 1500 to Rs. 60000
IDFC Bank Pay later Rs. 1500 to Rs. 60000
Bajaj Finserv App Rs. 50,000 to Rs. 5,00,000
Rufilo Loan App Rs. 5000 to Rs. 25,000
IBL FINANCE App Rs. 5000 to Rs. 25,000
Early Salary Rs. 8,000 to Rs. 500,000
Money View Rs.10,000 to Rs. 5,00,000
CASHe Rs. 1,000 to Rs. 3,00,000
mPokket Rs.500 to Rs. 30,000
Stashfin – Credit Line & Loan Rs. 1,000 to Rs. 5,00,000
MoneyTap Rs.1,000 to Rs. 60,000
FairMoney Loan App Loan up to 2 Lakhs
KreditOne Rs.5000 to Rs. 25,000
FlexSalary Instant Loan App Rs.5000 to Rs.25,000
DigiMoney Rs. 5000 to Rs. 25,000
Indialends Rs. 5,00,000
Mystro Loans & Neo Banking app Rs. 50,000
Kissht: Instant Line of Credit Rs. 10,000 to Rs. 1,00,000
CreditScore – PaisaBazaar ₹ 1000 to ₹ 50,000

Rating of RBI Approved Loan Apps In India 2023

Bank Privatisation List In India 2023 – Check All Banks List.

Apps Name Interest rate Ratings Of Apps 
Pay sense 16% to 36% (APR) 1.6
CASHe  2.25% per month 1.7
Mpockket  1% to 6% per month 3.0
Money View 1.33% Per Month 3.7
India Lends 10.75% to 25% 3.5
Pay me India  18% to 42% 4.4
IDFC First  6.25% to 7.5% 4.3
Home Credit  2% per month 4.2
Money Tap 13 – 24.03% 5.0
Dhani 13.99% onwards 3.5
Buddy Loan  low as 11.99% 4.0
Navi app  starting at 9.9% 4.2
Lazypay  18% to 28% 4.2
Nira loan app 1.67% to 2.25% 5.0
Kreditbee  0% to 29.88% p.a 4.8

Eligibility For Taking Loan Through These Apps :

Age 21-55 years
Nationality He/She Must Be An Indian
Income And credit score and credit history should also be fine.
 Net Banking He / She Must have internet banking with a banking account
KYC Document Aadhaar card PAN card must have and mobile linked to the Aadhaar card

List Of Important Document For Taking Loan

Here is The Complete List Of all Documents Which you Required At The Time Of Taking Loan. Full List of Documents Given below

  • Aadhaar Card.
  • PAN Card.
  • Voter ID.
  • The bank statement must be given.
  • Take a selfie from the loan app.

How to Get Loan From RBI Registered Loan Apps?

To take a loan from RBI Approved Loan Apps, first of all, you have to select any RBI approved app.

  • Now you have to go to the Google Play Store and search for that app and download it.
  • Now you have to register in the downloaded application to take a loan.
  • Now some important information will be asked from you by the application, so you have to enter all the information carefully.
  • After this, you will be asked to upload the KYC document, then you have to upload those documents that are asked to upload.
  • If some more important information can be asked, then you have to enter it.
  • Submit your loan application.
  • Now Wait For your Application Approval.

What Are the Top 15 RBI Approved Loan Apps In India 2023?

The given below list are all approved by RBI so you can trust these apps and Can apply For loan.

  1. Pay sense
  2. CASHe
  3. Mpockket
  4. Money View
  5. India Lends
  6. Pay me India
  7. IDFC First
  8. Home Credit
  9. Money Tap
  10. Dhani
  11. Buddy Loan
  12. Navi app
  13. Lazypay
  14. Nira loan app
  15. Kreditbee

FAQ- Loan App approved by RBI in India

Which loan apps are approved by RBI?

All of the above-mentioned apps are approved by RBO. Apart from these, there are also apps like SmartCoin, RuPay App, MobiKwik, Paytm Personal Loan, True Caller etc.

Which loan apps are legal in India?

All loan apps approved by the Reserve Bank of India are legal in India.

Has the NEERA app been approved by RBI?
  • Yes, it is.
Is Rufulo App RBI registered?
  • Yes It Is approved By RBI

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top