RBI Registered Loan App List 2024 ( Do Not Miss New Apps )

RBI Registered Loan App List 2024 – Check the Full List of all registered loan apps with RBI Bank Of India. None of us wants to take a loan. Because in ancient times, debt was never considered auspicious. After this, times changed and people believed that we should take loans in times of need.

This is the reason that today many banks in the market are working to give you online loans sitting at home. But the problem with this is that today many fake applications and websites have also come into the online market, which work to cheat us in the name of giving loans. Or say they take advantage of our compulsions. Looking at your problem, today we are going to tell you the list of 50 RBI-registered online loan apps related to loans in this post.

RBI Registered Loan App List
RBI Registered Loan App List

Rbi Registered Loan Apps List 2024

RBI Registered Loan App List With the Amount of the loan Is Given below. Check the Full List of all apps Below. We Are Updating this List regularly.

RBI Registered Loan AppsRBI Registered Loan Apps Credit Limit
KreditbeeLoan up to 2 Lakhs
KreditzyLoan up to 2 Lakhs
PaysenseLoan up to 5 Lakhs
NAVILoan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan)Loan up to 1 Lakh
Freopay (Credit Line)Rs. 10000
Stashfin – (Credit Line + Personal Loan)Loan up to 5 Lakhs
CashbeanLoan up to 1 Lakh
MI CreditAbove 5 Lakhs
Dhani (Credit Line)Loan up to 5 Lakhs
Avail FinanceLoan up to Rs. 50000
NIRALoan up to 2 Lakhs
BranchLoan up to Rs.50,000
SmartcoinLoan up to 2 Lakhs
Rupeek App (Gold Loan)Loan up to 50 Lakhs
Simple Pay Later (Credit Line)Loan up to 1 Lakh
Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakhs
Paytm Personal LoanLoan up to 2 Lakhs
Krazybee (Consumer Loan)Loan up to 2 Lakhs
Bharatpe (Business Loan)Loan up to 5 Lakhs
Paytm Postpaid (Credit Line)Loan up to 1 Lakh
True CallerLoan up to 5 Lakhs
Simply CashLoan up to 2 Lakhs
Slice (Credit Line)Loan up to 1 Lakh
True BalanceUp to Rs. 50,000
Zest Money (Consumer Loan)Above 2 Lakhs
Amazon Pay LaterUp to Rs. 60,000
Flipkart Pay LaterUp to Rs. 60,000
Tata CapitalAbove 10 Lakhs
Tata Neu Credit card (Qik EMI Card)Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan)Rs.10000 to Rs.10,00,000
Ola Money Pay LaterRs.1500 to Rs.20000
Khatabook AppRs.50,000 to Rs.10,00,000
Jupiter credit limitUp to Rs.50,000
OneCard AppRs. 10000 to Rs150,000
imobile Pay LaterRs. 20,000
SBI YONO APPRs. 1500 to Rs. 60000
IDFC Bank Pay laterRs. 1500 to Rs. 60000
Bajaj Finserv AppRs. 50,000 to Rs. 5,00,000
Rufilo Loan AppRs. 5000 to Rs. 25,000
IBL FINANCE AppRs. 5000 to Rs. 25,000
Early SalaryRs. 8,000 to Rs. 500,000
Money ViewRs.10,000 to Rs. 5,00,000
CASHeRs. 1,000 to Rs. 3,00,000
mPokketRs.500 to Rs. 30,000
Stashfin – Credit Line & LoanRs. 1,000 to Rs. 5,00,000
MoneyTapRs.1,000 to Rs. 60,000
FairMoney Loan AppLoan up to 2 Lakhs
KreditOneRs.5000 to Rs. 25,000
FlexSalary Instant Loan AppRs.5000 to Rs.25,000
DigiMoneyRs. 5000 to Rs. 25,000
IndialendsRs. 5,00,000
Mystro Loans & Neo Banking appRs. 50,000
Kissht: Instant Line of CreditRs. 10,000 to Rs. 1,00,000
CreditScore – PaisaBazaar₹ 1000 to ₹ 50,000

What Is the Rating of RBI Approved Loan Apps In India 2024?

The score or assessment that users or app stores assign to a mobile application is sometimes referred to as an app rating. App shops such as the Google Play Store and Apple App Store frequently offer these ratings next to the app’s listing. Using a range of factors, including usability, performance, functionality, and overall happiness, users can assign ratings to apps based on their experiences.

Star ratings are typically expressed on a 5-star scale, where 1 is the lowest level of satisfaction and 5 is the most. When deciding whether to download and use an app, prospective users may consider these ratings. Some of the best loan apps with the best ratings are – Dhani Loan, Kreditbee, Home Credit and Paysense etc. Here we have provided all top apps with their overall ratings.

RBI Registered Loan App List

Apps NameInterest rateRatings Of Apps 
Pay sense16% to 36% (APR)1.6
CASHe 2.25% per month1.7
Mpockket 1% to 6% per month3.0
Money View1.33% Per Month3.7
India Lends10.75% to 25%3.5
Pay me India 18% to 42%4.4
IDFC First 6.25% to 7.5%4.3
Home Credit 2% per month4.2
Money Tap13 – 24.03%5.0
Dhani13.99% onwards3.5
Buddy Loan low as 11.99%4.0
Navi app starting at 9.9%4.2
Lazypay 18% to 28%4.2
Nira loan app1.67% to 2.25%5.0
Kreditbee 0% to 29.88% p.a4.8

What are the 10 Best Personal Loan Apps in India in 2024?

Mobile applications known as “personal loan apps” give users a convenient way to apply for and get personal loans using their smartphones or other mobile devices. By streamlining the loan application procedure, these apps enable customers to submit loans more quickly and easily.

  1. Paysense
  2. Kreditbee
  3. Dhani Loans
  4. MoneyTap
  5. Navi Loan App
  6. Lendingkart
  7. ZestMoney
  8. Fullerton India
  9. Lazypay
  10. Home Credit

Key features of personal loan apps typically include:

  • Online Application
  • Document Submission
  • Quick Approval
  • Loan Amount and Tenure
  • Interest Rates and Fees
  • Loan Disbursement
  • Repayment
  • Customer Support

1. RBI Registered Loan App List: Navi Loan App

One of the top lenders in the Indian loan market is Navi, a digital lending platform that provides loans online. It provides borrowers with a range of lending products, including personal loans, mortgages, and business loans. One of the best apps for immediate personal loans is this one.

RBI Registered Loan App List
Navi Loan App
  • Interest Rate: 9.9% to 36% Annual percentage rate(APR)
  • Loan Amount: Rs. 10,000 to 20 lacs
  • App Rating: 4.5
  • Repayment Options: Repayment over 72 months or 6 years in EMIs, Lump sums, and prepayment.
  • Documentation Required: You need to submit your basic KYC For Verification
  • Eligibility Criteria: To get a Loan You must be an Indian citizen of age 21-65 with a valid ID, income proof-minimum 3 lakhs per annum, and a good credit score.

2. RBI Registered Loan App List: Paysense

It was Founded in 2015, Paysense is a lender. Among the numerous sorts of loans it offers, it offers rapid personal loans with minimal documentation requirements for unforeseen and unexpected needs. It provides salaried and self-employed people with loans in the amount of Rs. 5,000 to Rs. 5 lacs. It has an RBI registration and belongs to the FIDC and IBA. It is the greatest personal loan app and a transparent, licensed lender with stellar service ratings.

RBI Registered Loan App List

  • Interest Rate: 18% to 36%
  • Loan Amount: Rs. 5,000 to 5 lacs
  • App Rating: 3.6
  • Repayment Options: You can pay in 3 to 36 months in EMIs or lump sum.
  • Approval and Disbursal Time: 24 hours, and disbursal time of 2-3 business days.
  • Documentation Required: Identity Proof(PAN Card/ Aadhar Card/ Driving license), Proof of Income, Residence Proof, and a Photograph.
  • Eligibility Criteria: You must be an Indian resident in the age group (21-60 years) with a minimum monthly income of Rs. 18,000 for salaried employees and Rs. 20,000 for self-employed individuals with good credit scores.

3. Kreditbee

Instant personal loans are available to people through the Indian website KreditBee. Users can easily and quickly apply for small to medium-sized loans through its mobile application and get them. The platform assesses applicants according to several criteria, such as their creditworthiness, financial background, and other information.


HeadquartersBangalore, India
  • Personal loans
  • Credit services
  • Other Loans
Target Audience
  • Young professionals
  • Students
  • Women
Application ProcessOnline application through the mobile app
Loan Amount RangeFrom a few thousand to several lakhs of INR
Repayment PeriodTypically short-term loans, ranging from a few months to a year
Interest RatesVarying interest rates based on the loan amount and duration of the Loan
Eligibility CriteriaAge, income, credit history, and other factors Are Included
Technology PlatformMobile app for loan application and management
KYC ProcessAadhaar card, PAN card, and other identity documents are required.
Risk AssessmentUtilized digital data and credit scoring algorithms
PartnershipsCollaborated with various financial institutions

4. Lazypay

RBI Registered Loan App List: LazyPay is an Indian fintech business that offers customers “buy now, pay later” services. Users are given the option to make purchases and pay for them over time in instalments. For both online and offline transactions, LazyPay effectively functions as a digital credit platform, providing short-term credit choices. It is frequently used for low-cost expenditures like ordering takeout, purchasing movie tickets or doing internet shopping.

Company NameLazypay
TypeFintech/Financial Services
HeadquarterBangalore, India
FoundersPallav Jain, Akshay Bhalla
ServicesBuy Now Pay Later, Personal Loans
PartnershipsCollaborated with various e-commerce platforms And Online Stores
Mobile AppAvailable for Android and iOS
Funding StatusReceived funding from various investors
Notable FeatureInstant digital credit for online purchases

RBI Registered Loan Apps: Eligibility To Take Loan

Many factors decide the eligibility of the candidate for a loan. Some of the most important factors are the following.

  • Applicant age. At the time of loan application, the applicant’s age must be between 21 and 58 years.
  • Work experience
  • Income
  • Employer category
  • Citizenship
  • Credit score
  • Past Payment Record
Age21-58 years
NationalityHe Must Be An Indian
IncomeAnd credit score and credit history should also be fine.
 Net BankingHe / She Must have Internet banking with a banking account
KYC DocumentAadhaar card PAN card must have and mobile linked to the Aadhaar card

Rbi Approved Loan Apps List: Documents Required

Here is The Complete List Of all Documents That you Required At The Time Of Taking a Loan. Full List of Documents Given below

  • Aadhaar Card.
  • PAN Card.
  • Voter ID.
  • The bank statement must be given.
  • Take a selfie from the loan app.

How to Get a Loan From RBI Registered Loan Apps?

To take a loan from RBI Approved Loan Apps, first of all, you have to select any RBI-approved app.

  • Now you have to go to the Google Play Store search for that app and download it.
  • Now you have to register in the downloaded application to take a loan.
  • Now some important information will be asked from you by the application, so you have to enter all the information carefully.
  • After this, you will be asked to upload the KYC document, then you have to upload those documents that are asked to upload.
  • If some more important information can be asked, then you have to enter it.
  • Submit your loan application.
  • Now Wait For your Application Approval.

What Are the Top 15 RBI Approved Loan Apps In India 2024?

The given below list is all approved by RBI so you can trust these apps and Can Apply For a loan.

  1. Pay sense
  2. CASHe
  3. Mpockket
  4. Money View
  5. India Lends
  6. Pay me India
  7. IDFC First
  8. Home Credit
  9. Money Tap
  10. Dhani
  11. Buddy Loan
  12. Navi app
  13. Lazypay
  14. Nira loan app
  15. Kreditbee

FAQ- RBI Registered Loan Apps list 2024

Which loan apps are approved by RBI?

Ans: All of the above-mentioned apps are approved by RBO. Apart from these, there are also apps like SmartCoin, RuPay App, MobiKwik, Paytm Personal Loan, True Caller etc.

Which loan apps are legal in India?

Ans: All loan apps approved by the Reserve Bank of India are legal in India.

Has the NEERA app been approved by RBI?

Ans: Yes, it is Approved by RBI. NIRA is an instant loan app that complies with the RBI and offers low-interest immediate loans. The ideal app for salaried individuals is NIRA Finance, where you may apply for a loan by following a few simple steps.

Is Rufulo App RBI registered?

Ans: Yes It Is approved By RBI. With registration with the Reserve Bank of India (RBI), it also serves as Tradofina’s lender. If you fall behind on payments, future loan approvals may be impacted, and late payment fees will be applied to the balance owed.

Is PaySense Laon App RBI approved or not?

Ans: Yes, the Paysense loan App is registered with the RBI. Paysense is an NBFC and is registered with the Reserve Bank of India.

Is LoanFront Loan App RBI registered?

Ans: LoanFront Loan App, follows the most recent RBI requirements for digital lending And it is RBI-approved.

Which loan app is banned by RBI?

Ans: BNPL (buy now pay later) apps such as LazyPay and Kissht And Many More apps Were Recently banned by the RBI.

Is Buddy Loan App RBI registered?

Ans: Buddy Loan is a personal loan aggregator App And it is Registered with RBI. The Buddy Loan app follows all the Guidelines and Rules of RBI For Lending.

Which are the Top 10 RBI-approved loan apps in India in 2024?

Ans: These are the top 10 RBI Approved Loan Apps in India

  • Pay sense
  • Rupeelend
  • CASHe
  • Loanfront
  • Mpockket
  • Anytime Loan
  • Money View
  • Bonn Credit
  • India Lends
  • CreditFair
  • Pay me India
  • LoanAdda
  • IDFC First
  • LoanTap
  • Home Credit
Is CASHe registered with RBI?

Ans: CASHe is powered by Bhanix Finance and Investment Ltd., an RBI-registered NBFC


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